Terms of Use

Last Updated: April 25, 2025

Agreement to Terms

By accessing and using LoanCal.org ("the Website"), you accept and agree to be bound by these Terms of Use. If you disagree with any part of these terms, you may not access the Website.

Intellectual Property Rights

The Website and its original content, features, and functionality are owned by LoanCal.org and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Use License

Permission is granted to temporarily access and use our calculators and tools for personal, non-commercial purposes. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose
  • Attempt to decompile or reverse engineer any software contained on the Website
  • Remove any copyright or other proprietary notations
  • Transfer the materials to another person or "mirror" the materials on any other server

Calculator Accuracy Disclaimer

Our financial calculators and tools are provided for educational and illustrative purposes only. While we strive for accuracy:

  • Results should not be considered as financial advice
  • Actual loan terms and rates may vary
  • Consult with qualified professionals for specific advice
  • We make no guarantees regarding calculation accuracy

Advertising and Third-Party Content

The Website may display third-party advertisements and content, including Google AdSense ads. These are clearly marked as advertisements and:

  • May be based on your interests and browsing behavior
  • Are subject to the respective privacy policies of the advertisers
  • May use cookies and tracking technologies
  • Can be opted out through respective advertiser settings

User Responsibilities

When using our Website, you agree to:

  • Provide accurate information when using calculators
  • Use the tools responsibly and for their intended purpose
  • Not attempt to circumvent any security features
  • Not engage in any activity that could harm the Website

Limitations

In no event shall LoanCal.org be liable for any damages arising out of the use or inability to use the materials on the Website, even if we have been notified of the possibility of such damage.

Revisions and Errata

The materials appearing on the Website could include technical, typographical, or photographic errors. We do not warrant that any of the materials are accurate, complete, or current. We may make changes to the materials at any time without notice.

Links

We have not reviewed all sites linked to our Website and are not responsible for the contents of any linked site. The inclusion of any link does not imply endorsement by LoanCal.org. Use of any linked website is at the user's own risk.

Modifications

We may revise these Terms of Use at any time without notice. By using this Website, you agree to be bound by the current version of these Terms of Use.

Governing Law

These terms and conditions are governed by and construed in accordance with applicable laws, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

Contact Information

If you have any questions about these Terms of Use, please contact us: